:root{
  --navy:#1B3468;--navy-700:#15294f;--navy-900:#0f1d3a;--teal:#00B4CC;--teal-600:#009bb0;
  --coral:#FF8375;--coral-600:#f56a5b;--bg:#F4FFFF;--bg-alt:#EDF6F8;--surface:#FFFFFF;
  --text:#2D3748;--text-2:#5A6B82;--text-hint:#64748B;--border:#E6EBF2;--border-strong:#D4DEEC;
  --teal-light:#E0F7FA;--navy-light:#E8EDF6;--success:#1FA38A;--success-light:#E3F6F1;
  --r-sm:8px;--r-md:12px;--r-lg:16px;--r-xl:24px;--r-full:999px;
  --shadow-sm:0 2px 8px rgba(27,52,104,.06);--shadow-md:0 8px 24px rgba(27,52,104,.08);
  --shadow-lg:0 20px 48px rgba(27,52,104,.12);
  --font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
.container{max-width:1080px;margin:0 auto;padding:0 24px}
.container--narrow{max-width:820px}
a{text-decoration:none;color:inherit}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--font);
  font-size:1rem;font-weight:600;line-height:1;padding:15px 26px;border-radius:var(--r-md);cursor:pointer;
  transition:transform .2s ease,box-shadow .2s ease,background .2s ease;white-space:nowrap;border:none}
.btn svg{width:18px;height:18px}
.btn--navy{background:var(--navy);color:#fff;box-shadow:var(--shadow-sm)}
.btn--navy:hover{background:var(--navy-700);transform:translateY(-2px);box-shadow:var(--shadow-md)}
.btn--teal{background:var(--teal);color:#fff;box-shadow:0 12px 28px rgba(0,180,204,.22)}
.btn--teal:hover{background:var(--teal-600);transform:translateY(-2px)}
.btn--secondary{background:var(--surface);color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--teal)}
.btn--secondary:hover{background:var(--teal-light);transform:translateY(-2px)}
.btn--lg{padding:18px 32px;font-size:1.05rem}
.badge{display:inline-flex;align-items:center;gap:6px;font-size:.8rem;font-weight:600;padding:6px 12px;border-radius:var(--r-sm)}
.badge--teal{background:var(--teal-light);color:var(--teal-600)}
.badge--navy{background:var(--navy-light);color:var(--navy)}
.badge--success{background:var(--success-light);color:var(--success)}

.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{height:40px;width:auto}

.hero{padding:64px 0 36px;background:linear-gradient(180deg,#fff 0%,var(--bg) 100%)}
.hero--center{text-align:center}
.hero .badge{margin-bottom:16px}
.hero .meta{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}
.hero h1{font-size:clamp(1.8rem,1.1rem+2.6vw,2.8rem);font-weight:800;color:var(--navy);letter-spacing:-.5px;line-height:1.15;margin-bottom:16px}
.hero p{font-size:clamp(1rem,.9rem+.5vw,1.18rem);color:var(--text-2);max-width:720px;margin:0 0 24px}
.hero--center p{margin-left:auto;margin-right:auto}
.crumbs{font-size:.9rem;color:var(--text-hint);margin-bottom:18px}
.crumbs a:hover{color:var(--teal-600)}

.section{padding:36px 0}
.section h2{font-size:clamp(1.4rem,1.1rem+1.2vw,1.8rem);font-weight:700;color:var(--navy);margin-bottom:18px}
.section h2.center{text-align:center}
.prose p{color:var(--text-2);margin-bottom:14px}
.prose ul{list-style:none;margin:0 0 16px;padding:0}
.prose ul li{position:relative;padding-left:26px;margin-bottom:9px;color:var(--text)}
.prose ul li::before{content:"";position:absolute;left:0;top:8px;width:16px;height:16px;border-radius:50%;
  background:var(--success-light) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231FA38A' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/11px no-repeat}

.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px;margin:6px 0 8px}
.fact{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);padding:18px 20px}
.fact .k{font-size:.82rem;color:var(--text-hint);margin-bottom:4px}
.fact .v{font-size:1.05rem;font-weight:700;color:var(--navy)}

.plan{width:100%;border-collapse:collapse;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);overflow:hidden}
.plan th,.plan td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--border);font-size:.95rem;vertical-align:top}
.plan th{background:var(--navy-light);color:var(--navy);font-weight:700;font-size:.85rem}
.plan td.num,.plan th.num{text-align:center;width:52px;color:var(--text-hint)}
.plan td.h,.plan th.h{text-align:center;width:90px;font-weight:600}
.plan tr:last-child td{border-bottom:none}
.plan tr.total td{background:var(--teal-light);font-weight:700;color:var(--navy)}
.plan-wrap{overflow-x:auto;border-radius:var(--r-lg)}

.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:32px;display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.card--hover:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:transparent}
.card .icon-tile{width:56px;height:56px;border-radius:var(--r-md);display:grid;place-items:center;background:var(--teal-light);color:var(--navy);margin-bottom:18px}
.card .icon-tile svg{width:28px;height:28px}
.card h3{font-size:1.3rem;font-weight:700;color:var(--navy);line-height:1.25;margin-bottom:12px}
.card .meta{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:16px}
.card .desc{color:var(--text-2);font-size:.98rem;margin-bottom:20px;flex:1}
.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(340px,1fr));gap:24px}

.cta-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-900) 100%);border-radius:var(--r-xl);padding:40px;text-align:center;color:#fff;margin:8px 0}
.cta-band h3{font-size:1.5rem;font-weight:700;margin-bottom:8px}
.cta-band p{color:rgba(255,255,255,.8);margin-bottom:22px}

.site-footer{background:var(--navy-900);color:rgba(255,255,255,.7);padding:32px 0;text-align:center;font-size:.9rem;margin-top:20px}
.site-footer strong{color:#fff}